Are You Missing Out?
If you’re a federal law enforcement officer, your agency may reimburse you for up to 50% of your professional liability insurance (PLI) premium — up to $150 per year.
Yet many eligible officers never claim it.
Under federal law, agencies must reimburse eligible law enforcement officers, supervisors, and management officials who purchase professional liability insurance. If you’re not taking advantage of this benefit, you could be leaving money — and protection — on the table.
What Is Professional Liability Insurance (PLI)?
Professional liability insurance helps protect you when allegations arise from actions taken within the scope of your federal employment.
A PLI policy may provide:
Legal defense and indemnification for civil lawsuits
Representation in administrative investigations, such as
EEO complaints
OIG, IA, or OPR investigations
Agency disciplinary proceedings
Coverage for criminal investigations arising from acts, errors, or omissions in your official duties
Even if an allegation is unfounded, you may still need experienced legal counsel to defend your name and your career.
Why Federal Law Enforcement Officers Face Unique Risk
Federal law enforcement positions carry significant responsibility — and exposure.
You make decisions in high-pressure environments. You interact with the public. You enforce complex and evolving laws. Even when you follow policy and act in good faith, complaints and investigations can happen.
Key realities:
Allegations do not require proof to trigger an investigation.
Administrative actions can begin before facts are fully established.
Outside legal counsel can be costly without insurance.
Media scrutiny and public pressure can intensify complaints.
The federal government recognizes these risks — which is why reimbursement for PLI exists.
Specific eligibility rules and procedures are determined by your agency.
How FEDS Protection Supports Federal Law Enforcement Officers
For nearly two decades, FEDS Protection has defended federal law enforcement officers across the country.
FEDS Protection offers:
$1 million, $2 million, or $3 million per incident in civil liability coverage
$200,000 per incident for administrative representation
$100,000 per incident for criminal defense coverage
Access to experienced attorneys familiar with federal administrative and civil processes
Annual premiums start at $290.
Most eligible federal law enforcement officers can receive up to 50% reimbursement (up to $150) through their agency.
Learn more at www.fedsprotection.com
Or call (866) 955-FEDS, Monday–Friday, 8:30am–6pm EST.
This article is provided for informational purposes only and does not constitute legal advice. Nothing herein alters or replaces the terms, conditions, or exclusions of the FEDS Protection Master Policies. Coverage is subject to policy terms. Discounts are not available for payroll deduction orders.
