The weather is cooling down, the leaves are falling, and the holiday season is on the horizon. During this time of year, we celebrate holidays that compel us to take the time to appreciate our loved ones.

The exhibit recognizes the 72 officers killed on September 11, as well as 236 officers who died of illnesses contracted while working in the hazardous conditions at the World Trade Center.

According to a 2020 LIMRA study, 41 million Americans without life insurance admit that they need it. This is largely due to a misconception about costs, as half of the study’s respondents estimated that life insurance was three times more expensive than it is. Educating yourself on life insurance, coverage options, and pricing is necessary to make an informed decision. What are the basic questions about life insurance? What works best for you?

Devoting time to thinking more clearly about your relationship with money and your spending habits can be a great step towards saving money. If you’re on a journey to become a more thoughtful spender, consider the following tips.

For better or worse, law enforcement officers often find themselves in the public spotlight. Unfortunately, even officers with excellent conduct that consistently adhere to regulations and federal policies aren’t immune to allegations of wrongdoing.

In recent years, federal law enforcement officers have been the subject of increasing scrutiny from the media, public, and politicians.

“Four in Five parents wish they had learned more about money and personal finances in their childhood.”

Recently, news broke that former Ambassador Gordon Sondland, a key witness in the 2019 impeachment probe, is suing former Secretary of State Mike Pompeo and the U.S. government for recoupment of $1.8 million in attorney’s fees.

Planning for your future health care costs can be a daunting task. But a long term care event can happen at any time, and the financial and emotional strain that comes with it can have an impact on you and your loved ones. By educating yourself about long term care now, you’re better prepared to make care choices in the future. One of the most important parts of planning for long term care is figuring out how to pay for it.

In today’s tumultuous political environment, federal law enforcement officers need to leverage every aspect of their skillset in order to succeed on the job. The issues, questions and challenges facing the federal community and federal law enforcement officers in particular seem to become more complex, varied, and dynamic by the day. Government agencies and successful companies are increasingly seeking more people with high emotional intelligence (EQ).

WAEPA has been serving Civilian Federal Employees and their families with affordable group term life insurance for over 75 years. To continue making your needs our mission, we are pleased to provide a new product, Group Short-Term Disability Insurance,* which provides income replacement to federal employees who are temporarily out of work due to a covered short-term illness or injury.

Federal law enforcement officers asked, and we listened—FEDS Protection is excited to announce that we have added a $3 million civil liability coverage option to our professional liability insurance (PLI) program, extending civil liability coverage available for federal employees beyond the existing $1 million and $2 million policies.

According to 2019 consumer study conducted by LIMRA, only 56% of women have life insurance, compared to 62% of men. Moreover, women are likely to carry less coverage than their male counterparts.

Across all agencies, federal law enforcement officers are stressed out. Even prior to the start of the COVID-19 pandemic, agencies had been understaffing units and overworking their officers. Studies show that understaffing may lead to decreased job performance due to officer fatigue that causes diminished observational abilities. For many reasons—social distancing protocols, employee illness, etc.—the pandemic has exacerbated these issues, putting more pressure on federal law enforcement officers than ever before. Despite the efforts of you and your fellow officers trying to keep up with agency demands, problems will inevitably arise and, when they do, the agency is going to look for someone to blame.

Life happens. And sometimes, it brings a financial hardship to your doorstep, leaving you scrambling to find the cash needed to handle the unexpected and often, unwelcome situation.

For 14 years, Federal Employee Defense Services has provided professional liability insurance (PLI) for federal law enforcement officers and has been a proud advocate for the federal law enforcement community. Now, FEDS is expanding its ability to offer even more support to federal law enforcement officers through its acquisition by CRC Group, a leading national wholesale distributor of specialty insurance products. This timely partnership will enable FEDS to expand coverage options for public employees and contractors.

Planning for the unexpected may help ease the financial stress of college tuition.

The number of law enforcement professionals nationwide who died in the line of duty in 2020 increased 96% over the previous year, according to the National Law Enforcement Officers Memorial Fund, a nonprofit group that has long tracked officer fatalities.

On January 20, 2021, President-elect Joe Biden will be sworn in as the 46th President of the United States, and a new administration will assume the operation of the federal government. With the new administration, there will likely be significant changes directly impacting the lives and jobs of federal employees.