Being insured by WAEPA offers more than just Group Term Life Insurance.1 After over 75 years of serving Civilian Federal Employees, our objective has remained the same: to provide access to products and services that promote the health, welfare and financial well-being of our members.

Life insurance exists to help protect your loved ones in case you pass. These policies are usually created as part of an overall estate plan. Two of the most common types of life insurance available are Term and Whole. Each has their own benefits.

Federal service has its own thrills, challenges, and culture. Civilian Federal Employees are impacted by political decisions and evolving agency landscapes, all while working to create tangible, long-lasting impacts on the country.

In 2016, researchers from the U.S. Department of Health and Human Services estimated that almost 70% of people turning age 65 will need some type of long-term care services in their lifetimes. If you or someone you know has ever had to care for a loved one with a chronic disease or condition, you know the emotional, physical, and financial burden this can create.

During my tenure as a Civilian Federal Employee, I was tuned into various Federal programs, like the Thrift Savings Plan (TSP), Federal Employee Retirement System (FERS), health options during Open Season, and other auxiliary benefits.

During the first few weeks of the shutdown, many Feds were disappointed by news of an executive order to freeze pay for Civilian Federal Employees in 2019. Then, in an unexpected turn, Congress passed a federal pay raise in a funding bill on February 15, effectively overturning the freeze.

Most Civilian Federal Employees own smart phones loaded with apps designed to add value to their daily lives. For those looking for guidance on government information and services, there are a variety of mobile apps sponsored by the Federal government which provide relevant and accurate information.

WAEPA (Worldwide Assurance for Employees of Public Agencies), a nonprofit Voluntary Employee Benefits Association which offers Group Term Life Insurance* exclusively to Civilian Federal Employees, made headlines in January when they announced they were waiving January’s premiums for all their members, including those for Members not impacted by the partial Government Shutdown, which went on for 35 days from December 21, 2018 to January 25, 2019, and affected approximately 22% of Federal workers.

While it’s not Open Season for Life Insurance, it’s a perfect time to evaluate your coverage. Life insurance is a vital tool when it comes to safeguarding your family’s future.

In addition to the many benefits we offer our Members, Civilian Federal Employees insured under our Group Term Life Insurance* and Guaranteed Issue Life Insurance Programs enjoy the ease of carrying coverage from us.

As a federal employee, it is important to ask yourself if your current health plan is working for you. A change in marital status or a newly discovered medical condition can impact your coverage needs.

When purchasing life insurance, it's important to understand the financial needs of your beneficiaries before you choose a policy. Many individuals tend to think backwards when it comes to life insurance.

Since 1996, WAEPA has refunded over $100 Million dollars to our members. Why do we do it? It’s simple: we’re a voluntary benefits association, here to serve our members.

WAEPA’s Annual Member Meeting this October will include a Plenary Address by Jordan Goodman, America’s Money Answers Man, on a variety of cutting-edge topics surrounding Financial Wellness.

When your children are ready to earn a college education, the subject of college funds will inevitably arise. During that discussion, it’s important that you are able to empower your children to get a good education without going into debt.

Once we hit our 40s, we should have a firm handle on our careers, our family relationships, and have built a strong foundation for long-term financial success.

Over 9 million current and former Federal Employees and their families rely on some form of benefits from the Federal Government. With the quantity of rules and regulations surrounding these benefits, it’s imperative to have a firm understanding of how these policies can directly affect you.

If you know anyone who's suffered from a long-term illness, you know how difficult it can be. Lost income, paying for living expenses, and additional costs of care can quickly overwhelm you.

With Americans living longer lives, it has become increasingly critical to plan for the retirement years. And the earlier you start making plans, the more likely it is that you will be well prepared for your retirement.

What do you want to happen for your family, the people you love, the people you're responsible for if you don't make it home tonight?