Protecting Your Rainy Day Fund

More than half of Americans have less than $1,000 in their savings accounts. Life is expensive.

From buying school supplies for your children to paying rent or a mortgage, it is difficult to establish your rainy-day fund.

As a Federal Agent, you are susceptible to a myriad of liabilities each day. Whether you are filing paperwork or detaining an individual, small mishaps or even falsified allegations can result in large pay-outs. Are you prepared to pull the plug on your rainy-day fund if an allegation is made against you, even if it has been wrongfully made?

Did you know….

  • The average cost of one OIG investigation can cost between $5,000 - $25,000 or more?
  • The average cost of one disciplinary action at the Agency level can cost between $7,500-$50,000 or more?
  • The average cost of one criminal investigation can cost between $10,000-$100,000 or more?
  • The average cost of one Bivens claim without DOJ representation can cost between $35,000- $150,000 or more, not including indemnification costs if you are held liable?

One allegation is expensive but protecting yourself doesn’t have to be. FEDS Professional Liability Insurance will pay liability damages up to $1,000,000 or $2,000,000 (depending on the policy you choose) you may incur if an allegation is made against you. With as low as an annual premium of $290, FEDS PLI can relieve you of having to extract from your rainy-day fund.

You don’t have to wait for an open enrollment period. Your career and financial security protection with FEDS begins immediately. Even more, Federal Law Enforcement Officers are eligible for Agency reimbursement up to 50% of the cost of the insurance.

What is included in FEDS PLI?

FEDS PLI pays up to $1,000,000 or $2,000,000 (depending on the policy limit you choose) of professional liability damages and the legal defense of federal employees who are sued for any acts, errors or omissions which are committed or arise out of the course and scope of employment. 

FEDS PLI pays for legal defense up to $200,000 for an administrative investigation into alleged misconduct or a disciplinary proceeding from any act, error or omission committed while rendering a professional service. 

FEDS PLI pays for legal defense up to $100,000 for any criminal proceeding or investigation into any act, error or omission alleged to have been committed by a federal employee while rendering a professional service.   

Enroll today!

  • Enroll on-line anytime at
  • Call us Monday – Friday 8am – 6pm ET at 866.955.FEDS

FEDS provides professional liability insurance for the entire federal law enforcement community. For information on your specific exposures, how professional liability insurance protects, or how the FEDS program differs from other insurance programs, visit us on the web at and choose the position or agency that best describes your job and professional responsibilities.


 Image: By Federal Bureau of investigation [Public domain], via Wikimedia Commons

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