Life insurance exists to help protect your loved ones in case you pass. These policies are usually created as part of an overall estate plan. Two of the most common types of life insurance available are Term and Whole. Each has their own benefits. Review how the two compare:

Federal service has its own thrills, challenges, and culture. Civilian Federal Employees are impacted by political decisions and evolving agency landscapes, all while working to create tangible, long-lasting impacts on the country. If you’re a Federal employee, you likely take pride in your dedication to public service. No matter where you are in your career, our list of 5 Underrated Skills That Make You Invaluable in Federal Service can help you add polish to your professional reputation. 

In 2016, researchers from the U.S. Department of Health and Human Services estimated that almost 70% of people turning age 65 will need some type of long-term care services in their lifetimes. If you or someone you know has ever had to care for a loved one with a chronic disease or condition, you know the emotional, physical, and financial burden this can create.

This article is written by Brandon Jones.

During my tenure as a Civilian Federal Employee, I was tuned into various Federal programs, like the Thrift Savings Plan (TSP), Federal Employee Retirement System (FERS), health options during Open Season, and other auxiliary benefits. I was not aware, however, that Feds have options beyond FEGLI for life insurance coverage. It was only until I joined the private sector that I heard about WAEPA, a nonprofit that’s been exclusively serving Civilian Federal Employees with Group Term Life Insurance* for more than 75 years.